Insurance & vehicle protection for Turo hosts
Third-party liability insurance provided under a policy issued to Turo by Travelers Excess and Surplus Lines Company.
Rent out your car with confidence
All Turo hosts choose the protection plan that’s right for them, and every host plan comes standard with up to $750,000* in third-party liability insurance from Travelers.
Spring for extra peace of mind, or go light for a bigger piece of the pie.
Up to $750,000 in liability insurance
Rest easy knowing you’re covered in case of a third-party claim that may occur during a trip
Varying levels of vehicle protection
Choose from three plans, each of which offers reimbursement for car repairs up to your car’s actual cash value** in case of damage during a trip
24/7 roadside assistance
Rest assured that roadside support is available for all trips***
Looking for more info on protection for Turo guests? Click here
Choose the plan that’s right for you
Every protection plan includes liability insurance, physical damage reimbursement, and access to basic roadside assistance,*** and you get to pick the plan options that make sense for your business.****
Max protect plan
- Earn 70% of the trip price
- $250 deductible**
- Turo pays 100% of eligible damage costs above the deductible**
- Up to $750,000 in third-party liability insurance*
Balanced plan
- Earn 80% of the trip price
- $1,500 deductible**
- Turo pays 100% of eligible damage costs above the deductible**
- Up to $750,000 in third-party liability insurance*
Max earn plan
- Earn 90% of the trip price
- $2,750 deductible**
- Turo pays 100% of eligible damage costs above the deductible**
- Up to $750,000 in third-party liability insurance*
“Turo will pay the full repair cost up to the cash value of the car, or a limit of $200,000.”
“[Turo] connects owners with renters, and provides some of the tools both parties need — liability insurance, assured transactions, dispute arbitration — to make the arrangement safe and easy for everyone involved.”
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What happens if my vehicle gets damaged?
Physical damage reimbursement is not insurance, but a contractual allocation of risk between you and Turo. If your vehicle gets damaged during a trip, simply notify Turo, providing pre- and post-trip photos within 24 hours of the end of the trip. It’s important to take photos before and after each trip to document the vehicle’s condition.
A Turo associate will reach out within 1–3 days and guide you through the rest of the process. Hosts will be responsible for the deductible amount, then Turo will reimburse the rest of the repair costs for eligible physical damage.**
*Liability insurance is provided under a policy issued to Turo by Travelers Excess and Surplus Lines Company. Terms, conditions, and exclusions apply. The policy does not provide coverage for damage to a host’s vehicle. For questions or information about the third-party liability insurance that is included in protection plans, consumers in Maryland and the licensed states listed here may contact Turo Insurance Agency at (415) 508-0283 / claims@turo.agency. For questions about how damage to a host’s vehicle is handled, visit https://turo.com/help. Liability coverage is up to $750,000 for all host protection plans, except in some states and at some airports that require additional coverage.
**Turo is not an insurance company, and contractual reimbursement for physical damage to your vehicle is not insurance. Turo will reimburse hosts for eligible physical damage costs in excess of the deductible, subject to terms and exclusions, for the lesser of the cost of repair up to the actual cash value of the vehicle or $200,000. When a trip is booked in the state of Washington, Physical Damage to the host’s vehicle is covered by insurance purchased by Turo, but Turo’s insurance does not change the contractual responsibilities of hosts or guests with respect to Physical Damage to a host’s vehicle.
***Certain roadside assistance fees may be charged. Review the Help Center article for more info.
****Protection plans don’t cover reimbursement for wear and tear, reimbursement for loss of hosting income, or a replacement vehicle if a vehicle is being repaired.